Empanelled organizations

Empanelled Organizations,
TPAs and
Insurance Partners.

Germanten Hospitals, Hyderabad, is empanelled with leading TPAs, insurance companies and government and corporate health schemes. This page shows our empanelled partners and explains how to use your cover for cashless treatment.

Call +91 9000900937
Cashless treatment Eligibility and approvals
TPA and Insurance Companies

Our Empanelled Partners

Germanten Hospitals works with leading TPAs and insurance providers to make hospital admission smooth and cashless for covered patients. The list changes from time to time, so please confirm before admission.

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Health schemes

Government and Corporate Health Schemes

Patients covered under the schemes below can use their health card at Germanten Hospitals. Whether a specific procedure is covered depends on the scheme's approved packages, so please confirm with our insurance team before admission.

EHS (Employees Health Scheme)

The Employees Health Scheme (EHS) gives government employees, pensioners and their eligible family members access to cashless treatment at empanelled hospitals. Germanten Hospitals offers cashless treatment to EHS patients for services covered under the scheme, subject to approval.

NEHS

NEHS scheme cashless is available at Germanten Hospitals. Bring your scheme health card and a valid photo ID, and our insurance team will check eligibility and arrange approvals before treatment.

CGHS, NMDC and Singareni

Patients covered under CGHS (Central Government Health Scheme), NMDC or Singareni (SCCL) health schemes can contact our insurance team to check cashless eligibility before admission. Empanelment and coverage terms change from time to time, so it is best to confirm in advance.

Cashless admission

How Cashless Treatment Works

Documents to bring

  • Scheme health card, or insurance policy and TPA card
  • Valid government photo ID
  • Referral or authorisation documents, if your scheme or insurer requires them
  • Previous reports, prescriptions and discharge summaries

Cashless and reimbursement: what is the difference?

With cashless treatment, the hospital bills the scheme or insurer directly for covered services, so you do not pay for them upfront. With reimbursement, you pay the hospital first and then claim the amount back from your insurer or scheme, subject to its rules. Cashless availability depends on your scheme or policy and on approval.

  1. 01

    Keep your details ready

    Keep your health card or policy details and a valid photo ID ready.

  2. 02

    Meet our insurance team

    Meet our insurance team at the hospital, or call us in advance for planned procedures.

  3. 03

    Verification and pre-authorisation

    We verify your eligibility and, where required, send the pre-authorisation request to the scheme, TPA or insurer.

  4. 04

    Approval

    Treatment proceeds once approval is in place.

  5. 05

    Discharge settlement

    At discharge, covered charges are settled directly. Non-covered items, if any, are billed to the patient.

Patient information

Frequently Asked Questions

What does it mean that Germanten Hospitals is empanelled?

Empanelled means the hospital has an arrangement with a scheme, TPA or insurer to treat its beneficiaries on agreed terms. For eligible patients this usually allows cashless treatment for covered services.

Is cashless treatment available under EHS at Germanten Hospitals, Hyderabad?

Yes. Patients covered under the Employees Health Scheme (EHS) can get cashless treatment at Germanten Hospitals for services covered under the scheme, subject to approval and the scheme's package rules.

Is NEHS scheme cashless available at Germanten Hospitals?

Yes. NEHS scheme cashless is available at Germanten Hospitals. Please carry your scheme health card and a valid photo ID when you visit.

Can I use CGHS, NMDC or Singareni health coverage at Germanten Hospitals?

Please call our insurance team on +91 9000900937 to check cashless eligibility under CGHS, NMDC or Singareni before admission. Empanelment terms can change, so it is best to confirm before you are admitted.

Which TPAs and insurance companies does Germanten Hospitals work with?

Germanten Hospitals works with leading TPAs and insurance providers for cashless hospitalisation. The list is updated from time to time, so call our insurance team to confirm whether your insurer or TPA is covered.

What documents should I bring for cashless treatment?

Bring your scheme health card or insurance policy and TPA card, a valid government photo ID, any referral or authorisation documents your scheme or insurer requires, and your previous medical records. Our insurance team will confirm exactly what is needed for your case.

How do I check whether my policy or scheme is accepted before admission?

Call our insurance team on +91 9000900937 with your scheme or policy details. For planned procedures, contact us in advance so that approval can be arranged before you are admitted.

What is pre-authorisation?

Pre-authorisation is the approval a scheme, TPA or insurer gives before treatment, confirming that the planned treatment is covered. Our insurance team sends the request where it is required.

What is the difference between cashless treatment and reimbursement?

With cashless treatment, the hospital bills the scheme or insurer directly for covered services, so you do not pay for them upfront. With reimbursement, you pay the hospital first and then claim the amount back from your insurer or scheme, subject to its rules.

What will I have to pay during a cashless stay?

Services covered under your scheme or policy are billed directly to the scheme or insurer after approval. Charges outside the approved package, such as non-covered items or amounts above the sanctioned limit, are payable by the patient.

We're here to help

Check whether your policy or scheme is accepted before admission.

For planned procedures, contact us in advance so that approval can be arranged before you are admitted.

Important information

Empanelment and coverage terms change from time to time, so it is best to confirm in advance. Services covered under your scheme or policy are billed directly to the scheme or insurer after approval. Charges outside the approved package, such as non-covered items or amounts above the sanctioned limit, are payable by the patient.